Archive for the ‘Credit Scoring’ Category

How To Stop Getting Collection Calls

by FHA VA USDA Jumbo Home Equity Texas Mortgage Lender | February 22nd, 2012

Look, don’t get me wrong. You need to pay your bills. I’m only providing this info in the event that things just getting out of control and its borderline harrassment. I would suggest getting a free credit report so that you know who you owe and what you owe. Write it all down. Make a plan…Read the Rest of Article

Tags: collection agency texas, credit repair texas
Posted in Credit and Mortgages, Credit Scoring | Comments Off

Applying For A Mortgage Soon? Don’t Open New Credit Cards On Black Friday.

by FHA VA USDA Jumbo Home Equity Texas Mortgage Lender | November 23rd, 2010

Shoppers should think twice about is the popular “Open A Charge Card, Save 20%” promotion. The short-term savings may be tempting, but the long-term costs may be huge.

Tags: Black Friday, Credit Scores, FICO
Posted in Credit Scoring | Comments Off

Better Credit Scores Get Better Mortgage Rates

by FHA VA USDA Jumbo Home Equity Texas Mortgage Lender | November 2nd, 2010

Mortgage approvals are primarily based on good income, good equity and strong credit, and, without all three, the best rates of the day remain out of reach. Do something about your credit score.

Tags: FICO, Mortgage Rates, The Today Show
Posted in Credit Scoring | Comments Off

See How Credit Missteps Lower Your Credit Score

by FHA VA USDA Jumbo Home Equity Texas Mortgage Lender | October 21st, 2010

The company behind the popular FICO scoring model has published a “What If?” series for common, specific credit missteps.

Tags: FICO, myFICO.com
Posted in Credit Scoring | Comments Off