Should You Use Your $8,000 Tax Credit as Your Down Payment?

So there has been a lot of rumors regarding the $8000 first time home buyer tax credit and that it can be used as a down payment for a new home with an FHA loan.

At first, I thought it was just another “mortgage scam”. Trust you me, the real mortgage industry always leaves room for [...]

Hitting a Home Run with the HomePath Program

When I first read about this program, it struck me as kind of odd and out of place. It actually reminded me of those Sub Prime email blasts that many loan officers used to get. Remember those?

- 100% Financing
- NO Credit Score- OK
- NO Job- OK
- NO Heartbeat – OK!

The first sound I emitted was, [...]