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Great Article on FHA’s Changes

(via MND) FHA to Raise FICO Requirements, Reduce Seller Concessions, Increase Premiums and Downpayment The Federal Housing Administration (FHA) is not, as some have claimed “the next subprime,” according to remarks prepared for presentation to congress this morning by Housing and Urban Development Secretary Shaun Donovan. Secretary Donovan told members of the House Committee on…Read the Rest of Article

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Credit Counseling

Here’s a quick guideline check for individuals that are currently in a Credit Counseling Program. 1. Must be in the plan for at LEAST 12 months 2. Must show history of payments for the 12 months, along with all creditors that are included 3. Must get permission from the counselor to enter into a new…Read the Rest of Article

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