Austin Home Equity Loan refinances (Texas Cash Out) are a fantastic way for you to consolidate your monthly debt into one large tax deductible mortgage. You can literally save hundreds of dollars each and every month.
By allowing us to help you structure your mortgage for you, we can show you how to save money each and every month, as well as pay your home off in HALF the time your normally would!
Of course, each individual has different needs when needing to take cash out out of their homes equity. Some need the money to invest for higher returns, others need it to renovate their home and increase the property's value, while many borrowers use it for a number of other reasons that are important to them.
One of the main reasons that Texas was not hit as hard during the housing recession was due to our conservative home equity laws. In Texas, you can only borrow up to 80% of your home's appraised value on primary residences, while in other parts of the country you could borrow up to 125%! Pretty crazy, we know.
This has kept our Texas lending more in balance than other states.
You can also choose to refinance in Austin just to reduce your current interest rate. With interest rates at an all time low, it's a great time to see how much money you could save by either reducing your mortgage rate, or restructuring your current mortgage term so that you can pay it off sooner.
![]() |
Whether you’re trying to determine if you qualify or if you’re interested in finding out what kind of documentation you’ll need to ultimately get a Texas Home Equity Loan or Mortgage Refinance , we can provide you the information you’re seeking. Additionally we’re more than happy to take your phone calls at 832-212-6969. We service Austin and the rest of Texas.
Get A FREE, NO Obligation Quote for your Mortgage Refinance in Austin Texas!



